Some of the tips I gathered ...

• A part of all you earn is yours to keep. If you spend, buy stuff, pay taxes etc. everything that you earn and are left with nothing, you will obviously not accumulate anything. So, ensure that, no matter what, a part of all that you earn is yours to keep, not to be spent on bills, purchases, taxes, or anything else that doesn't earn you more money. You must start saving at least 10% of all that you earn.
  
• Control your expenditures so that you are able to keep at least 10% of all that you earn and you are able to live without running out of money, the financial blood of any financial system. The only way you can do this is if you know what your money is doing, where it comes from, where it goes. You must start keeping records, specifically a budget, an income and expense statement, and a cash flow statement.
  
• Once you have started saving at least 10% of all that you earn, you must make it multiply, bear children, grow, and work for you to make you more money. This is where you begin to multiply your money. You let your money bear more of its own kind. In other words, invest it well and it will make you more money than you can possibly do yourself. Re-invest most of your investment gains back again, this is the only way it will grow in leaps and bounds. By the way, invest in high return investments. Get yourself at least 20% annual compound returns. They are easy to get and they are safe.
  
• Preserve your capital. You cannot grow anything if you will be losing your capital. Now, understand that it is the nature of money that you will win some and lose some. No one, not even the greatest investor in the world, can guarantee success 100% of the time. Accept this fact and relax. However, you can put in place strategies to ensure that your capital losses are mathematically managed so that they are easily offset by your gains. This is the area of money management and asset protection, and we will look at it later in more detail. Also, it goes without saying that if you wish to preserve your capital, don't get into anything before you have studied it to know and understand why and how it works. Get in there, get involved, and find out for yourself. If you don't want to do that, then the only other way out is to get a very well qualified advisor with a proven, verifiable success track record in that particular field to tell you what to do and what not to do.
  
• If you have a home on mortgage, which many people do, convert it into a profitable investment. As it is, most people hold homes that are actually liabilities to themselves and assets to the bank.
  
• Insure a future income. Structure your financial affairs so that you progressively systemize the making of money and wealth. This will free you from having to be present or having to hold a job. You will have created a system whereby your money works for you and brings you both cash flow to use now and when you retire, if you wish to retire, and ever-increasing wealth.
  
• Increase your ability to earn more. You will always earn based on what you know, what you are aware of. If you are not aware of a certain opportunity, you will not even recognize it. So, increase your ability to earn by making it a habit to continuously upgrade your knowledge. You must upgrade your knowledge consistently - we live in a universe where change is the only constant. Gain financial intelligence and financial responsibility.
  
• Cut your taxes down to about 10% of your income. For most people, taxes are the biggest expenditure they face. If you can put in place strategies to save you about 30 - 90% of the taxes you are presently paying, and this is what most wealthy people do, you will have a lot of money left over to invest. Mathematically, our economies can do very well with 10% taxes.

• Have multiple streams of independent income. This doesn't mean having many jobs. It means creating income streams that are independent of you. This gives you free time, more money to invest, and the ability to earn from one income stream when another may be down. The cycles of money are that you have up time and down times, and multiple income streams enable you to insulate yourself from the downtimes and take advantage of the uptimes in many different areas.
  
• Use compound interest on your side, not against you.
  
• Create automatic money systems. These will give your finances a life of its own. It will become a self-maintaining perpetual system with a strong foundation and ability to grow. Some of the systems you will need to create are an automatic saving and investment system, automatic debt reduction system, automatic giving system, automatic personal finance management system, and so on.
  These things are all easy to put in place. All you need is to look at the right information and apply it. It is simple, but you do need to change the contents of your mind. The thinking that got you where you are now is not the same thinking that will get you somewhere else; it will be a different thinking. You will need to acquire new information and apply it and that's it.